Polygon wallet API for business
Low-fee stablecoin payments on Polygon from a wallet your business controls. Same EVM addresses, same API and SDK calls as Ethereum, with POL for fees.
Polygon at a glance
- Native coin
- POL
- Networks
- Mainnet, Amoy
- Listed tokens
- USDC (ERC-20), USDT (ERC-20)
- Addresses
- 0x… addresses, derived at m/44'/60'/0'/0 by default. The same recovery phrase gives the same address on Ethereum, BNB Smart Chain, Polygon and Arbitrum.
- Confirmed after
- 128 confirmations by default
- Plans
- Testnet from Startup up. Mainnet is a $39/mo add-on on Startup and included on Pro and Enterprise.
How Polygon deposits are credited
Polygon has seen deep reorganizations, so a deposit is confirmed only once it is both deep enough and at or below the block the network reports as finalized. Fast blocks keep that to a few minutes.
A token deposit is credited only from a Transfer event emitted by the token contract to your address, and only when the transaction succeeded. A token transfer that returns false without reverting moves nothing, so it credits nothing.
Each deposit reaches you as a webhook: deposit.detected while it is pending, then deposit.confirmed with the exact amount delivered, which is the signal to credit it.
Sending POL and tokens
The same prepare, sign and broadcast flow as Ethereum, with POL paying the network fee.
Every withdrawal is prepared by the API, signed with key material only you hold, and broadcast once. A send whose outcome is unknown is never retried blind. See withdrawals and hot wallets for automated payouts.
List your Polygon wallets
curl "https://api.guveno.com/v1/wallets?chain=polygon&network=amoy" \
-H "Authorization: Bearer gv_live_your_key_here"Wallets are created from the dashboard, the Node.js or Python SDK, or the CLI, so the recovery phrase is generated and encrypted on your side.
Polygon questions
Which Polygon assets does Guveno support?
On Polygon mainnet, Guveno lists POL and USDC (ERC-20) and USDT (ERC-20).
When is a Polygon deposit confirmed?
128 confirmations by default. Until then the deposit is reported as pending, and you should not credit it.
Which plans include Polygon?
Testnet from Startup up. Mainnet is a $39/mo add-on on Startup and included on Pro and Enterprise.
Does Guveno hold my Polygon keys?
No. Guveno is self-custodial: your recovery phrase is encrypted on your device, and Guveno never holds a key that can move your funds. It watches your addresses and prepares transactions, and you sign them.